What you get with Cashia

More than a payments solution—Cashia is your partner in growth, empowering businesses of every size and type.

Accept payments anywhere

Deliver a seamless payment experience across multiple channels with one integration. Let customers pay their way:

  • Cards(Visa, Mastercard)
  • Mobile Money (M-Pesa)

Frictionless, fast, and hassle-free—exactly how payments should be.

Card tariff (local and international card payments)

Cashia supports card payments from local and international issuers such as Visa and Mastercard, ensuring merchants can cater to a diverse customer base. The tariffs are simple and percentage- based, allowing flexibility for businesses of all sizes.

Card type

Charge percentage %

Local (Visa, Mastercard)

2.9%

International card

3.8%

M-Pesa mobile money tariff

Cashia’s Payment APIs both Hosted API and Direct API—enable merchants to accept M-Pesa payments seamlessly with transparent and competitive tariffs. Our pricing structure is designed to be flexible and affordable, with charges varying based on transaction ranges to accommodate businesses of all sizes.

Transaction range (KSH)

Customer charge (KSH)

Merchant charge (KSH)

Total customer charge (KSH)

1 - 49

4

0

4

50 - 100

5

0

5

101-500

9

0

9

501 - 1,000

18

0

18

1,001 - 1,500

27

0

27

1,501 - 2,500

36

0

36

2,501 - 3,500

45

0

45

3,501 - 5,000

61

0

61

5,001 - 7,500

75

0

75

7,501- 10,000

86

0

86

10,000 - 15,000

102

0

102

15,001 - 20,000

111

0

111

20,001 - 25,000

126

0

126

25,001 - 150,000

0.44%

0

0.44%

Settlement with Cashia

Cashia ensures fair and transparent settlements so you can access your funds quickly and manage cash flow with ease. M-Pesa settlements are real-time, while card payments settle within T+2 days, providing a reliable and efficient payment experience to enable your business to scale seamlessly.

Cashia settlement to Bank:

Transaction range (KSH)

Total charge (KSH)

1 -500

0

501 - 50,000

69

50,001 - 999,999

110

Cashia settlement to Mobile money MPESA:

Transaction range (KSH)

Total charge (KSH)

1-49

4

50 - 100

5

101 - 500

14

501 - 1,000

23

1,001 - 1,500

32

1,501 - 2,500

45

2,501 - 3,500

53

3,501 - 5,000

70

5,001 - 7,500

86

7,500 - 10,000

96

10,001 - 15,000

112

15,001 - 20,000

121

20,001 - 25,000

132

25,001 - 30,000

141

30,001 - 35,000

160

35,001 - 40,000

189

40,001 -45,000

196

45,001 -50,000

205

50,000 - 50,000,000

210

Stay Secure with advanced fraud detection

Protect your business and customers with Cashia’s cutting-edge fraud detection. Our automated and manual tools safeguard against fraud and chargebacks, giving you peace of mind.

Developer-friendly APIs for custom payment solutions

Build the payment experience your business needs with Cashia’s powerful APIs. From simple to complex, if you can imagine it, you can build it:

  • Collect one-time or recurring payments directly from your app or website.
  • Make instant transfers with ease.
  • Access transaction and customer data in one place.

Join the Cashia family

Empowering hundreds of businesses to thrive in the digital economy.

Gain business insights that matter

Protect your business and customers with Cashia’s cutting-edge fraud detection. Our automated and manual tools safeguard against fraud and chargebacks, giving you peace of mind.

  • Easy Reconciliation: Instantly track successful, abandoned, and failed payments.
  • Team Management: Control access with customizable user permissions.
  • Customer Insights: Analyze trends with a searchable customer directory.
  • Automated Chargeback Alerts: Resolve disputes quickly and efficiently.

24/7 support that puts you first

Cashia’s Customer Success team is here for you day and night. From resolving issues to ensuring a seamless experience, we’ve got your back.